There are 9 lava zones
I can filter lava zones for properties on the MLS for you! Shoot me an MLS number and I can look it up!
Lava Zone 1 is the most risky, Lava Zone 9 is the safest
Insurance rates are expensive in Lava Zone 1 and 2
Lava Zone 3 rates become more reasonable
The majority of the time properties are in Flood Zone X
Minimal risk and does not require flood insurance
In High risk zones (A,AH,AO,AE, V, and VE) flood insurance is required
Ask me about our prefered Insurance Providers and estimated cost
If you are an owner-occupant, file your home exemption.